Maintaining & Improving - Your home can build value in the long run. The two most inforant rooms are the kitchen and bathroom. Improving these rooms does not have to be expensive. Be careful of deceptive home improvement contractors. Feel free to contact me for additional information. Energy & Your Home Environment - Make your home energy efficient Paying Your Mortgage - There are many programs your lender may offer. I was able to get involved in a Bi-weekly program. With this program your payment is drawn every two weeks. This saves you on interest and may reduce the number of years on your mortgage term. Refinancing - If you have an adjustable rate, there is help available. Selling Your Home - Selling your home can be exciting, but it also takes work. You’ll need to fix all those little problems you’ve let go for so many years. You need to decide if you’re going to try to sell your own home or use a professional real estate broker. And you’ll need to be patient! Selling your home can take some time, depending on your local real estate market. Learn about the process and the pitfalls of selling your home,
before you begin. Here are just some of the resources available. Reverse Mortgage - Reverse mortgages are becoming popular in America. Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. If you are interested in a reverse mortgage, beware of scam artists that charge thousands of dollars for information that is free from HUD! |  |